SchoolCare - Student’s Personal Accident and Disability Insurance
THE POLICY
Catholic Church Insurances Limited SchoolCare, otherwise known as Student's Personal Accident and Disability Insurance offers schools, colleges, universities and kindergartens the opportunity to purchase group personal accident cover for students.
The policy includes cover for lump sum benefits for death, disablement, broken bones and damaged teeth. Additional expenses such as medical expenses (only where law permits us to pay), emergency transport, home tuition and school fee relief are also payable under the policy.
SchoolCare is cover purchased by the schools or other authorities, to cover all students in the school. When purchasing cover, your choices include:
- SchoolCare Standard Policy - maximum benefit $200,000, or
- SchoolCare Premium Policy - maximum benefit $500,000
and
- 24-hour cover, or
- School/kindergarten activities only cover.
WHO NEEDS THIS COVER?
Primary or Secondary Schools, Colleges, Kindergartens and Universities.
EXCESS
There is no excess applicable to this insurance.
LIMITS OF LIABILITY
The limits are shown clearly in the Compensation table in the policy. Our maximum liability is $500,000 or $200,000 per student (whichever option chosen by you) and $2,500,000 for all claims arising from the one occurrence.
FEATURES and BENEFITS
The main cover consists of lump sum benefits for:
- Death.
- Total and Permanent Disablement.
- Quadriplegia/Paraplegia.
- Loss of Mental Powers.
- Loss of Sight.
- Loss of Hearing.
- Loss of use of Hands/Feet.
- Broken Bones.
- Damaged/Loss of Teeth.
ADDITIONAL BENEFITS
- Medical Expenses (unless prohibited by law). For example we cannot pay medical expenses where a Medicare benefit is payable, and we cannot pay the Medicare Gap.
- Emergency Transport.
- Tuition Fees.
- School Fee Relief.
TAKING OUT A POLICY
Catholic Church Insurances Limited will assist in obtaining information necessary for providing a quotation or issuing a policy.
Claims should be lodged by telephoning Catholic Church Insurances Limited on 1300 655 001 as soon as possible.
Please note: this information sheet is not intended to replace the policy wording. It is designed for information purposes only and should be read in conjunction with the policy wording. For further information or a full copy of the policy wording please contact Catholic Church Insurances Limited on 1300 655 001.
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