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SchoolCare - Student Accident Insurance

Every day there are accidents involving children. To assist parents with the costs associated with those accidents, Catholic Church Insurances Limited has developed the SchoolCare Student Accident insurance program.

SchoolCare is an important student accident insurance policy for schools. The policy provides cover for accidents to students attending school during school activities and/or 24 hours.

SchoolCare includes cover for school camps, school sports (including sports out of school hours, as long as they are organised by the school), work experience, travelling to and from school or school activities. It also includes any activity organised or authorised by the school. This includes before and after school care, if organised by the school. Cover is world-wide.

Our policy covers three important areas of care, any one accident may be claimable under one or more of these areas. It is important to note that the policy cannot cover any Medicare service including the Medicare gap.

Benefits include:

Medical Expenses

Up to $5,000 inclusive per accident for non-Medicare medical costs paid to:

  • A registered medical practitioner
  • dentist
  • nurse
  • chemist
  • hospital
  • chiropractor
  • osteopath
  • physiotherapist
  • hire surgical aids and appliances
  • replace prescribed glasses or contact lenses lost or damaged as a result of an injury

Please note: Legislation in Australia prohibits us from covering:

  • the cost of any medical service for which a Medicare benefit is payable
  • the cost of any hospital treatment or other benefit unless the cost arises from an injury whilst taking part in certain activities, such as:
    • attending school
    • engaging in a sporting activity
    • secondary student undertaking a work experience program
    • voluntary services to a religious, charitable, educational or benevolent organisation
    • youth activities organised by a voluntary association such as Guides or Scouts
    • travelling to or from the above activities

Fixed benefits

Fixed amounts for defined events – for example – when a child accidentally receives a broken nose the policy will pay a fixed amount of $300. The full table of benefits lists all the defined events covered under this policy and the fixed amount payable. The full policy wording including the table of benefits is available upon request from Catholic Church Insurances Limited. Please call us on 1300 655 001 or complete an Information Request form.

Other benefits include:

  • Emergency transport.
  • Home tuition.
  • School Fee relief.
  • Hospital Inconvenience Allowance.
  • Nursing allowance.
  • Professional Counselling Fees.

These are all limited to specific amounts per accident, specific amounts are detailed in the policy wording.

To make this process as simple as possible we have introduced a SchoolCare Accident HelpLine 1300 138 498 which will connect directly to a staff member who can answer any queries.

 

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